A few months ago, I decided I needed to try & curb my habit of instant gratification. If I wanted something, I went & got it. I justified it to myself by saying "well, I know I am going to end up with it, so what does it matter if I wait until I have the cash on hand or just put it on credit?" I know I am not the only one that has that, or at least a similar, perception. There wouldn't be the credit card consolidation "support" organizations out there otherwise. "They wouldn't give me credit if I wasn't supposed to use it" was my mentality.
So, I am trying to hold myself to avoiding this. I really want a new television. Really. And, I know that "prime" television buying season is just about over (Black Friday through Superbowl). BUT, I have told myself that I can't buy one until I have the (nominal) credit card balance paid off. I say "nominal" because as an adult, I have always had credit card debt. I got caught in that trap at an early age and couldn't recover. I am now at a point where I believe I can get out of it. To work, I am going to have to get out of the "I want it, so I buy it NOW" mentality. It's kind of funny when I reflect back on the conversation I have in my head; it sort of sounds like a parent speaking to a child. "But I want it!" "I told you not now." "But I WANT it!" "I said NOT NOW." *inner child stomps off pouting* **inner adult straightens self, stands tall, but secretly feels a twinge of "should I get it for them and be the cool parent?"**
ugh...my inner adult has got some work to do...
See if any Indy radio stations have Dave Ramsey's program. I find it very inspiring for getting out of debt.
ReplyDeleteIf only I could get buy in from the rest of the family.
Hi
ReplyDeleteSorry to be off topic, but I read your post about the St. Joseph statue, and it looks like you moved..
Can you provide an update? Where and how did you plant it, do you think it helped? How long did it take??
I am tempted but don't want to be sacrilegious.
-Sara
Sarah,
DeleteI did sell it. I did "plant" him. I am awful because I was sacrilegious in the fact that I put him under my Mary statue (because what man doesn't want his wife on top?!). However, the statue is just a "thing." There is a prayer that accompanied the statue and THAT was what I believed in. I stood in the window, facing the statue, I even had my dog next to me while I recited and processed the prayer. I said it daily and then just before I left the house before a showing (or, once I was out of town in my new city, I said it right before the showing from where ever I was). While TECHNICALLY my house was on the market for 6 months, it was really only on for 3 (there were 3 months where the sign was buried under snow!) and the city was shut down.
Again, it's not about the statue. it's about belief. you can always save the money and recite the prayer!
Incidentally, when I had my Dad dig up Joe, he pulled him out and Joe's head broke off and is still there...Funny stuff :) I have the headless Joe on my mantel in my new home!
Have faith and love and have faith that your home will sell!